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Income Protection

The importance of obtaining insurance to protect you and your family members against a medical emergency is essential, but protecting yourself against a loss of income can be just as important.

This is why the YMCA offers employees several ways of protecting their income against the event of an untimely death or disability.

Employer Paid – Life Insurance and Long-Term Disability (LTD)

• $10,000 of employer paid life insurance for yourself.
• Long-Term Disability protection of 60% of your monthly salary after a 90-day elimination period.
• The YMCA pays 100% of the total premium for both plans.
• View and print a Life Insurance Summary Plan Description and Schedule of Benefits
• View and print a LTD Summary Plan Description

Voluntary Employee Paid Life Insurance

• Employees can purchase additional term life insurance of 2 times the covered employee’s annual earnings.
• Employees can purchase $5,000 coverage for eligible dependents.
• Employees are also able to purchase permanent Universal Life Insurance.
• Contact Steve Homburger at 720-524-2715 or by email at hr@denverymca.org for additional information.