Retirement Fund

As part of the commitment to the employees of the YMCA, we are proud to offer a plan that will help you save and prepare for your retirement. The YMCA provides you the opportunity of participating in one of the largest pension plans in America.

The YMCA will enroll you in the Retirement Fund after you become eligible to participate. You are eligible to participate when you are age 21 or older, and have worked for two years, and have completed 1,000 hours of employment within each of those or any two years.

The YMCA of Metropolitan Denver contributes 10% of your earnings. The YMCA Retirement Fund is a great way to save for the future, whether you choose the YMCA as a career or for a short term.

All employees can make additional contributions to the Fund, which provides increased benefits at retirement. Additional contributions to the fund may be made on either an after-tax basis or a tax-deferred basis. If you are interested in making additional contributions please contact Human Resources.

Any employee may also make tax deferred contributions, even before they are eligible for the YMCA to contribute.

YMCA Retirement Fund - link to www.yretirement.org
Click on the link above to check your fund balance and additional information, or call
1-800-RET-YMCA.

Participation Requirements:

Worked for two years and have completed 1,000 hours of employment within each of those or any two years.
You must be at least 21 years of age.

The annualized interest credits are determined every six months by the Fund’s Board of Trustees, and credited monthly to your accounts. Interest for the last 5 years has averaged an 8.9% return.

You will receive quarterly statements that details your account balance, interest credit and vesting information.

Your accounts with the Retirement Fund also include Death and Disability Benefits. See the Fund website for details. www.yretirement.org

To view past history of Y Retirement Interest Credits click here